Tuesday, August 6, 2019

Meaning of Life Essay Example for Free

Meaning of Life Essay We ask ourselves everyday if our life has meaning. We view our lives and others lives in different ways. I agree with life being viewed as a game, and life as learning is adding meaning to our life. I disagree with life having no meaning at all. Every human being views life differently and believes your life is influenced by different ideas and lessons. Life as a game creates a theory that we cant just take our lives too seriously or else we wont be happy and feel as if we have fulfilled our lives and/or our purpose on earth. In our textbook it says if you believe your life is a game, you must pick the type of game you wish to play in your life. You can play games that are purely for fun, for superiority, social, hurting your opponents, or to help others. If you pick to have your game of life to be played just for fun then this could possibly be the happiest way to play your game of life. When being able to play a game for fun it excludes the worry of being judged and having to conquer other opponents to become the winner in your game of life. Your opponents could be your friends, family, co-workers, peers, mentors throughout your life and this could make you a miserable person if they turn their backs on you, or fight against your game of life. If we pick to play our life in a game to hurt our opponents then do we decide who our opponent is? Our opponents could be people in our lives who we do not like. They could become our friends and family and if we disagree, then do they become an opponent to us because we dont see eye to eye? There are so many different ways you could pick to play your game of life. And only you can pick your game, but others around us do influence our choice of what we choose for a game. We dont want to pick a game to which we are setting ourselves up to become targeted as a loser. We all want to be the winner. I believe in our game of life we should be able to choose if we are going to be the winner in our game of life and who the losers will be. Or should everyone be a winner? Some games in particular could cause chaos in our lives. If we choose to play our life as a competitive game then this could end up giving us enemies, and then what is life really about when you have people against you. In a competitive game it is hard to see the ending outcome of the game, so it is always a gamble to what your life or even the next day might bring. When you dont know what the next day will bring, does the rules in your game of life change? It is possible when playing a game, the rules will change and new ones can be created and taken away. As little kids playing games, when they dont like a rule, or merely forget a rule, this changes the game. And these changes affect the outcome of your ending result. Unfortunately I think the rules of your game can change because you learn new things and new technology comes out every day. Life as learning is something we all are introduced to throughout our lives. But do we pay attention to the things life is trying to teach us? Our textbook refers to having a bad experience and turning it into a situation we can learn from. I think we take all situations we are put into and get some kind of lesson or moral meaning out of it. If you view life in different ways then it could change how you react to your life lessons and the idea you should get out of the story. I believe we should all try everything once if it is presented to us and it is morally right. If you cant live your life to the fullest, then are you actually learning everything you can from your life? Do we encounter things in our life because we should learn from them? Is life supposed to have flaws so we can become a better person and make ourselves better prepared for the next time the problem arises? We can ask ourselves all theses questions and if we listen to the ending result and want to understand then we will take something out of the issue as a life learning situation. But can we shut the ideas and ending decisions out, and ignore the life lesson? I think that each and every event that happens in our life was presented to us to teach us a new life lesson and prepare us better for the next time if it comes up in our life again. These life lessons can hurt us but if life was perfect all the time, then when faced with a flaw in our life we wouldnt know how to respond and cope with the problem. Some people in life cant face their flaws of life and walk away or give up. People might do this because they cant deal with the pain and suffering they believe they are being faced with. With the two philosophies above I do agree that our life is a game, and life is learning. We pick what we want to believe and understand. And in our life we play a game where we can pick the winners and losers. We believe that we make the ending decision in our life and pick what our life stories and experiences actually mean. When we are surprised with conflict and a sudden problem, we might not be able to control our life until we can understand what is going on. And if we take time to understand, then arent we still controlling our life? We could always walk away and ignore the new problem. The idea I disagree with the most is life has no meaning at all. Albert Camus said in his book The Myth of Sisyphus that the absurd had become a widespread sensibility in our times. He also relates life having no meaning at all to atheism. If there is no external meaning, then he believes there is no point in life. If life had no meaning then wouldnt we careless about our future and live for that moment. If life has no meaning then would we be in school trying to receive a quality education? Albert Camus believes that most humans are frightened by the idea of living on earth with no purpose to life. And this allows humans to create a purpose to live. In our textbook it states a quote from his book, The gods had condemned Sisyphus to ceaselessly rolling a rock to the top of a mountain, whence the stone would fall back of it own weight. They had thought with some reason that there is no more dreadful punishment than futile and hopeless labor. This to me means that when you are asked to conquer something that is impossible for you to accomplish, then it is the worse thing that would happen in your life. This makes you feel like you have failed at what god has asked you to do. I believe we all have a meaningful life. Each and every one of us affects someone in the world, either if its a positive way or sometimes in a negative way. We wont always realize our affect on others unless it is pointed out to us. As we discussed in class, a drug addict might share his story, and affect children and teenagers and show them the life they lived and how they are now. I think as a teacher you add meaning to your life by teaching others about a variety of topics in life and history. The question does life have a meaning is worth answering. Each and every one of us has our own opinion of life and if it has meaning. We truly cant look up the definition in the dictionary and believe that is what life is. We need to look at our personal situations, as well as experiences to see how it molds our view of what life means. The definition of life from The American College Dictionary states a corresponding state, existence, or principle of existence conceived as belonging to the soul. This to me means that as long as we have a presence on earth they have life on earth. This definition isnt the only one about life; we create our own meaning which is molded to our life. If life is just about existence, then life may have no meaning. We are here on earth to impact people in same way and form. If we are here just for existence then we arent living life. In reality I think life can be looked at in many different ways and there is not just one definition. Is their just one definition and would this change the way we live our lives? Would we be different people than who we are today? Life is a special thing, and we can view our life in different perspectives. As mentioned in my paper we can view life as a game, as learning, and life can have no meaning at all. I dont agree with all the ways we can view our life, but each and every one of us can pick our own way to view life. For me I agree with the fact that life is a game. We pick if we want to play a game for fun, or to be the king of the world. The way we decide to play our life game determines who we are as a person and it helps affect the mood we are in. I also believe life as learning. In life we are given many different life lessons. And what we take from these life lessons is teaching us life. If we dont take the time to learn, then our life isnt complete. Or we at least arent living our life to the fullest. I disagree with the fact that our life has no meaning. We make our having meaning, and if we dont put meaning in our life, then it will be meaningless. You might view your life as meaningless, and to others your life could be filled with meaning. Your view of your life can be different than the way others view your life. Life can have many different meanings and can affect our lives in different ways. In the end we choose what our life will be, and how we will live our life. No one else can choose how you should live your life. In the end it is your choice and your choice alone. We can be influenced by others, but they cant make the final decisions.

Monday, August 5, 2019

The Effects Of Social Media Exploitation Media Essay

The Effects Of Social Media Exploitation Media Essay On Jan 25th, 2011, the world for the first time witnessed a revolution that brilliantly leveraged the power of social networking tools to overthrow a corrupt regime. Facebook, twitter and blogs were all used to mobilize people across the State of Egypt and the 30-year dictatorship regime of Mubarak was overthrown in 18 days of peaceful demonstrations. On Feb 11th, 2011, US president Barak Obama said: There are very few moments in our lives where we have the privilege to witness history taking place. This is one of those moments. This is one of those times. The people of Egypt have spoken, their voices have been heard, and Egypt will never be the same. The eRevolution was sparked by a group of young activists on Facebook calling for nationwide demonstrations to restore peoples dignity and demand reform, freedom and social justice. Through the initiation of different Facebook groups, citizens  coordinated their ideas and demonstration logistics via group posts, and comments, while communicating heavily on twitter and sometimes cell phone SMS services. The government blocked twitter, SMS, and Facebook access in the hope of cutting communication lines between protestors and movement organisers. These Egyptian internet filters were easily bypassed by third-party proxies however, and on Jan 28th all internet access across Egypt was shutdown; the first online blackout of such magnitude in history. The move failed to slow the momentum of the revolution as people were already aware of where to go and how. Egyptians still managed to access the internet over land-line dial-up and fax services, transmitting information and updates to sources outside of the country. Google also launched speak2tweet which allowed Egyptians to call a regular landline number in Cairo which used voice recognition software to convert their speech to text. As the regime cracked, a vice president was appointed and a new government took over, with internet access and mobile phone communication restored in a gesture of goodwill to the Egyptian people. This tactic backfired horrendously on Mubarak, with Egyptians now able to upload videos of the violence the police force and thugs had inflicted on protestors. These videos can be sourced on YouTube right now people being run over by cars, shot, snipered, and beaten to death by Molotov cocktail, machete-wielding thugs. First they ignore you, then they laugh at you, then they fight you, then you win Gandhi FACT: 5 million out of 17 million Egyptians use Facebook. Alchemy-a mix of new media, Arab satellite channels and traditional media that informed and helped mobilise protests. In my opinion, if new media were able to foster this revolution, I think it would have happened long before. Much of the content from the revolution that appeared in traditional media originated on Facebook. How much more powerful has the younger demographic been in the uprisings as a result of social media? Source Info More than 50% of the populations of Yemen, Oman, Saudi Arabia, Jordan, Morocco, and Egypt are currently estimated to be under 25 years of age. A Tunisian youth setting himself on fire initiated the revolution of his nation, Egypt and political rioting all over North Africa and the Middle East. How have governments succeeded and failed in attempting to exert their authority over their nations virtual world? Source Info Jordanian ministers have been engaging with their people in ways that would suggest greater citizen-government interaction in the future and a civic life built around clear rights and duties of free expression for citizens and authorities. Social media has been used to champion the rights of Internet users, journalists, citizens, and bloggers who have been arrested, imprisoned or prevented from reporting, during the Egyptian parliamentary elections in late 2010. Bahraini authorities arrested an estimated 250 Shiite men who had allegedly been planning to carry out acts of terrorism. Human rights groups labelled it as a crackdown aimed at cementing control before October parliamentary elections. Social media campaigns expressing outrage at the extent to which governments tried to exert control over the digital space, appear to have influenced government decisions to scale back proposed laws and regulations. After a draft law by the Jordanian government was widely criticised by news websites and activists claiming it would restrict media freedoms, it was amended. A similar situation occurred in Lebanon. Arab government are investing in censorship technologies supplied by American firms. In what ways has social media influenced the uprisings? Source Info Development of new political and civil society engagement Changed individual and collective capacities to communicate, mobilise, and gain technical knowledge; leading to greater voice, political influence and participation. Arab world has experienced an awakening of free expression that has now entered the politics of Tunisia and Egypt, breaking down the stranglehold of state-sponsored media and information monopolies. Even a channel like al-Jazeera, where people have so much hope invested in, is not as open to all those views that social media has raised such as issues of sexuality, gender, and minority rights. Social media has enabled the masses to establish their own agendas. Social networking services have expanded the tools available to exercise individual freedom of expression. The number of Facebook users in the Arab world (17m) has surpassed the copies of newspapers sold (14m) Facebook and other social media platforms are now beginning to define how people discover and share information, shape opinion, and interact. In Jordan, people dont interact, they are in small groups and they dont open up easily Social networking and media platforms are serving as a bridge to build communities in both the virtual and physical worlds. Aggregating, putting the story into context, amplifying and then using Twitter as a main broadcaster, because Twitter is the platform where journalists are following the story. Few can deny that social media has enabled the most significant advance in freedom of expression and association in contemporary Arab history. Social media aggregated, disseminated and accelerated vital news and information. But in the end, Facebook and YouTube are tools and tools alone cannot bring about the changes the world has witnessed in recent weeksà ¢Ã¢â€š ¬Ã‚ ¦Deep-seated social ills repression from the top and political and economic frustrations from below are at the core of protests sweeping the Arab world, much as they have been in revolutions throughout history. Key question: How powerful has online social networking been in the Arab uprisings of 2011? Sub-questions: How much more powerful has the younger demographic been in the uprisings as a result of social networking services? How have governments succeeded and failed in attempting to exert their authority over their nations virtual world? In what ways has social networking influenced the uprisings? How did the exploitation of social networking services affect the course of the Egyptian Revolution? My name is freedom. Born in Tunisia, raised in Egypt, studied in Yemen, fought in Libya and Ill grow up in the Arab world. Information is power, but 21st century technology has unleashed an information revolution, and now the genie is out of the bottle. Youtube, Facebook and Twitter have become the new weapons of mass mobilisation; geeks have taken on dictators; bloggers  are dissidents; and social networks have become rallying forces for social justice. As people around the world challenge authorities, from Iran to Tunisia,  Egypt to Yemen, entire societies are being transformed as ordinary citizens see the difference, imagine the alternative, and come together to organise for a better future. So, are social networks triggering social revolution?  And where will the next domino fall? http://english.aljazeera.net/programmes/empire/2011/02/201121614532116986.html# Social media is chronicling and amplifying the revolution that is happening on the streets. http://www.smh.com.au/opinion/politics/these-are-not-just-facebook-revolutions-20110222-1b41x.html http://www.humansecuritygateway.com/documents/CIMA_SocialMediaintheArabWorld_LeadinguptotheUprisingsof2011.pdf http://www.channel4.com/news/arab-revolt-social-media-and-the-peoples-revolution details about what the fb pages said for all the different countries protests.

Sunday, August 4, 2019

Character Moral Deficiencies in The Great Gatsby by F. Scott Fitzgerald

â€Å"All the world's a stage / And all the men and women merely players.† This quote from William Shakespeare compares the world to a stage and life to a play where men and women are just actors playing their role. This message is not so different from F. Scott Fitzgerald's in his novel, The Great Gatsby (1925). The wealthy characters in The Great Gatsby are Shakespeare’s players; and the Valley of Ashes is part of his stage, where the awful consequences of their moral deficiencies are played out. The Valley of Ashes is a desolate area of land which is covered by ashes dumped by industrial companies; it is described as a â€Å"fantastic farm where ashes grow like wheat† (Fitzgerald 24). Beneath the ashes, George and Myrtle Wilson make their meager living by running a gas station next to a billboard advertising an oculist business in Queens. This billboard has two eyes looking out over the Valley of Ashes, seemingly watching and judging the characters who pass t hrough. Here in the Valley of Ashes, the stage is set on which the superficial and material-driven characters can display their selfishness. Furthermore, the effects of their immorality are exemplified as well. Fitzgerald develops the symbol of the Valley of Ashes to strengthen the thematic idea of the effects of utter corruption and selfishness in The Great Gatsby; this can be expressed through the scandalous affair of Tom Buchanan and Myrtle Wilson, the tragic murder of Myrtle Wilson, and George Wilson's pronounced rage. Tom Buchanan, Daisy’s immensely wealthy husband, has no moral reservations about his own extramarital affair with Myrtle who lives in the Valley of Ashes. The affair begins from an innocent train ride, but Tom's own lack of moral standards contribute to the ... ...by the mind—they do not possess any inherent meaning; rather, people invest them with meaning. Fitzgerald uses the symbol of the Valley of Ashes to further analyze the thematic idea of corruption and selfishness in The Great Gatsby. Multiple events occur in the Valley of Ashes throughout the novel, three of which exemplify Fitzgerald's theme very well: the amoral affair of Tom Buchanan and Myrtle Wilson, the murder of Myrtle Wilson, and George Wilson's manifested rage. Work Cited Fitzgerald, F. Scott. The Great Gatsby. New York: Scribner, 2013. Print. Character Moral Deficiencies in The Great Gatsby by F. Scott Fitzgerald â€Å"All the world's a stage / And all the men and women merely players.† This quote from William Shakespeare compares the world to a stage and life to a play where men and women are just actors playing their role. This message is not so different from F. Scott Fitzgerald's in his novel, The Great Gatsby (1925). The wealthy characters in The Great Gatsby are Shakespeare’s players; and the Valley of Ashes is part of his stage, where the awful consequences of their moral deficiencies are played out. The Valley of Ashes is a desolate area of land which is covered by ashes dumped by industrial companies; it is described as a â€Å"fantastic farm where ashes grow like wheat† (Fitzgerald 24). Beneath the ashes, George and Myrtle Wilson make their meager living by running a gas station next to a billboard advertising an oculist business in Queens. This billboard has two eyes looking out over the Valley of Ashes, seemingly watching and judging the characters who pass t hrough. Here in the Valley of Ashes, the stage is set on which the superficial and material-driven characters can display their selfishness. Furthermore, the effects of their immorality are exemplified as well. Fitzgerald develops the symbol of the Valley of Ashes to strengthen the thematic idea of the effects of utter corruption and selfishness in The Great Gatsby; this can be expressed through the scandalous affair of Tom Buchanan and Myrtle Wilson, the tragic murder of Myrtle Wilson, and George Wilson's pronounced rage. Tom Buchanan, Daisy’s immensely wealthy husband, has no moral reservations about his own extramarital affair with Myrtle who lives in the Valley of Ashes. The affair begins from an innocent train ride, but Tom's own lack of moral standards contribute to the ... ...by the mind—they do not possess any inherent meaning; rather, people invest them with meaning. Fitzgerald uses the symbol of the Valley of Ashes to further analyze the thematic idea of corruption and selfishness in The Great Gatsby. Multiple events occur in the Valley of Ashes throughout the novel, three of which exemplify Fitzgerald's theme very well: the amoral affair of Tom Buchanan and Myrtle Wilson, the murder of Myrtle Wilson, and George Wilson's manifested rage. Work Cited Fitzgerald, F. Scott. The Great Gatsby. New York: Scribner, 2013. Print.

A Lifetime of Damage Essay -- essays research papers

Overview The purpose of this research report is to review the practice of corporal punishment in the home and the lasting harmful effects on the children involved. The research is based on the opinions and finding of professionals in mental health and child development and offers little to no support for the use of physical punishment. This research outlines several areas of a child’s life that are acutely affected by the violent form of punishment called â€Å"spanking†. Within our community I have seen first hand that children who are subjected to such punishment suffer emotional as well as physical harm. Loss of trust, confusion, damaged relationships; aggression, humiliation, depression as well as death occur in children disciplined with corporal punishment. This paper reports the findings of many national studies in an attempt to educate those who continue to advocate violence in the home. A Lifetime of Damage Research about corporal punishment and the effects on children has become increasingly important. In particular, child psychologists have studied how to recognise behaviours that may suggest violence in the home, allowing vital intervention. This research led psychologists to realise that the behaviours they were observing in young children were almost always carried with the child throughout life and affected future behaviour; causing delinquency with the law, drug and alcohol abuse and perpetrating abuse on others. This study began with a sense of urgency to find information and educate those who felt that spanking was an acceptable and effective form of punishment. Secondly this research was done in order to better understand the emotional health of children. Research pertaining to the detrimental effects of corporal punishment on a child’s emotional and physical well being has shown that whether corporal punishment is used every day, once a week or once a month, there are lasting harmful effects to the children involved. Some of the physical and emotional effects of parents using corporal punishment on their child can be seen immediately. Along with physical damage such as redness, swelling and bruises, there is also significant emotional damage. Loss of trust and confusion are immediate and very detrimental to a young child. There are also many consequences that remain hidden for years, which may cause these children to suffer fr... ...here is no excuse that magically makes hurting a child kind or merciful† (1994, p.1). Children suffer damages that have been measured in many studies, by many doctors. But, these children who are being spanked also suffer from wounds that no one can begin to measure. The lost trust that a child suffers while begin spanked causes a lifetime of damage to his or her spirit, as well as to the relationship between the parent and the child. The psychological impact that has been attributed to a majority of spanked children, not only harms the future of that child, but those who surround him. References Alexander, K. (2001). Is Spanking Ever Okay? Parents, 90-98. Flynn, C. (1999). Exploring the Link Between Corporal Punishment and Children’s Cruelty to Animals. Journal of Marriage and the Family, 61. 971-980 Greven, P. (1991). Spare the Child. New York: Alfred A. Knopf, Inc. Lindgren, A. Never Violence. Cox, Randy. Riak, J. Plain Talk About Spanking. http://nospank.org/plntk.htm Schaefer, C. (1990). Teach Your Child to Behave. New York: Penguin Books. Straus, M. (1994). Beating the Devil out of Them. New York: Lexington Books. Straus, M. Hitting a Child is Wrong. Cox, Randy. A Lifetime of Damage Essay -- essays research papers Overview The purpose of this research report is to review the practice of corporal punishment in the home and the lasting harmful effects on the children involved. The research is based on the opinions and finding of professionals in mental health and child development and offers little to no support for the use of physical punishment. This research outlines several areas of a child’s life that are acutely affected by the violent form of punishment called â€Å"spanking†. Within our community I have seen first hand that children who are subjected to such punishment suffer emotional as well as physical harm. Loss of trust, confusion, damaged relationships; aggression, humiliation, depression as well as death occur in children disciplined with corporal punishment. This paper reports the findings of many national studies in an attempt to educate those who continue to advocate violence in the home. A Lifetime of Damage Research about corporal punishment and the effects on children has become increasingly important. In particular, child psychologists have studied how to recognise behaviours that may suggest violence in the home, allowing vital intervention. This research led psychologists to realise that the behaviours they were observing in young children were almost always carried with the child throughout life and affected future behaviour; causing delinquency with the law, drug and alcohol abuse and perpetrating abuse on others. This study began with a sense of urgency to find information and educate those who felt that spanking was an acceptable and effective form of punishment. Secondly this research was done in order to better understand the emotional health of children. Research pertaining to the detrimental effects of corporal punishment on a child’s emotional and physical well being has shown that whether corporal punishment is used every day, once a week or once a month, there are lasting harmful effects to the children involved. Some of the physical and emotional effects of parents using corporal punishment on their child can be seen immediately. Along with physical damage such as redness, swelling and bruises, there is also significant emotional damage. Loss of trust and confusion are immediate and very detrimental to a young child. There are also many consequences that remain hidden for years, which may cause these children to suffer fr... ...here is no excuse that magically makes hurting a child kind or merciful† (1994, p.1). Children suffer damages that have been measured in many studies, by many doctors. But, these children who are being spanked also suffer from wounds that no one can begin to measure. The lost trust that a child suffers while begin spanked causes a lifetime of damage to his or her spirit, as well as to the relationship between the parent and the child. The psychological impact that has been attributed to a majority of spanked children, not only harms the future of that child, but those who surround him. References Alexander, K. (2001). Is Spanking Ever Okay? Parents, 90-98. Flynn, C. (1999). Exploring the Link Between Corporal Punishment and Children’s Cruelty to Animals. Journal of Marriage and the Family, 61. 971-980 Greven, P. (1991). Spare the Child. New York: Alfred A. Knopf, Inc. Lindgren, A. Never Violence. Cox, Randy. Riak, J. Plain Talk About Spanking. http://nospank.org/plntk.htm Schaefer, C. (1990). Teach Your Child to Behave. New York: Penguin Books. Straus, M. (1994). Beating the Devil out of Them. New York: Lexington Books. Straus, M. Hitting a Child is Wrong. Cox, Randy.

Saturday, August 3, 2019

Jack Londons To Build A Fire: Theme Essay -- essays research papers

Jack London's To Build a Fire: Theme The significance of the words "dying and death" in Jack London's 1910 novel, "To Build a Fire" continuously expresses the man's dwindling warmth and bad luck in his journey along the Yukon trail to meet "the boys" at camp. London associates dying with the man's diminishing ability to stay warm in the frigid Alaskan climate. The main characters predicament slowly worsens one level at a time finally resulting in death. The narrator informs the reader that "the man" lacks personal experience traveling in the Yukon terrain. The old-timer warned the man about the harsh realities of the Klondike. The confident main character thinks of the old-timer at Sulphur Creek as "womanish." Along the trail, "the man" falls into a hidden spring and attempts to build a fire to dry his socks and warm himself. With his wet feet quickly growing numb, he realizes he has only one chance to successfully build a fire or face the harsh realities of the Yukon at one-hundred nine degrees below freezing. Falling snow from a tree blots out the fire and the character realizes "he had just heard his own sentence of death." Jack London introduces death to the reader in this scene. The man realizes "a second fire must be built without fail." The man's mind begins to run wild with thoughts of insecurity and death when the second fire fails. He recollects the story of a man who kills a steer to...

Friday, August 2, 2019

Islam world Essay

European countries colonized most of the Islam world in eighteenth and the first half of the twentieth century. They were able to manage the finances and economies of these countries which only catered on their own interests and in their own ways. Banks all over the world have their own system in operating their organization. They set policies to attain their specific objectives and goals. One of these is the Islamic banking. Islamic banking as defined in Wikipedia, the free encyclopedia refers to a system of banking or banking activity which is consistent with Islamic law (Sharia) principles and guided by Islamic economics. In Islamic law, it forbids usury, the collection and payment of interest which is usually called as riba in Islamic discourse. In general, the Islamic law forbids trading in financial risk which is seen as a form of gambling. It also forbids investing in businesses that are considered haram such as businesses which involve in alcohol or pork, or businesses which produce un-Islamic media. Numerous of Islamic banking was founded in the late 20th century to cater to this specific banking market. History of Islamic Banking During the time of Prophet Muhammad, the Muslim communities have limited banking activity such as acceptance of deposits. In those days, the Muslims deposited their money with the Prophet or with the First Khalif of Islam whose name is Abu Bakr Sedique. The first Islamic bank was founded in Egypt which was put into under cover without giving any hint of Islamic image for having the fear of being seen as a manifestation of Islamic fundamentalism. In 1963, there was a pioneering effort made by Ahmed El Najjar who took the form of savings bank based on profit-sharing in Egyptian town of Mit Ghamr as an experiment. But the experimentation was ended in 1967 because during those days, there were nine banks in the country which had the same system as his. Principles in Islamic Banking Just like other banking systems, Islamic banking follows same purpose except that it operates in accordance with the rules of Shariah which is known as Figh al-Muamalat (Islamic rules on transactions). The sharing of profit and loss and the prohibition of riba’ which means interest is the basic principle in Islamic banking. There are common Islamic concepts which are used by the Islamic banking and these are the Mudharabah ( profit sharing) , Wadiah (safekeeping), Musharakah (joint venture), Murabahah ( cost plus) and Ijarah (leasing). Islamic banking uses many approaches in operating the system, if someone would like to loan the buyer money for him to purchase the selected item he chooses, the bank might be the one to buy that item to the seller and re-sell it to him at a profit by allowing him to pay the bank in installments but before his loan will be approved, the bank would ask him to have his strict collateral for bank’s protection against default. The land or goods which are registered in his name from the start of the transaction are the possible collateral. However, if he has late payment, there will be no additional penalties. This kind of arrangement is known as Murabaha. Ijara wa Iqtina is another approach use by Islamic banking. It is just similar to real estate leasing. All Islamic banks have the same approaches when it comes to vehicle loans. They sell the vehicle at a higher rate than in the market price to the debtor and have his/her ownership of the vehicle until the loan is paid. Islamic banks also used several approaches in business deals. They lend money to the some companies by issuing floating rate interest loans. This floating rate of interest is pegged to the company’s individual rate of return. In other words, the bank’s profit on the loan has equal ratio to a certain percentage of the company’s profit. There will be profit-sharing arrangement if the principal amount of the loan is repaid. This kind of approach is called Musharaka. Another approach is the Mudaraba. It is a venture capital funding which the bank provides financing while a certain entrepreneur provides labor so that both risk and profit are commonly shared. This kind of arrangement reflects the Islamic view that the borrower must not only be the one to bear all the risk or cost of a failure. Islamic banking only finance the Islamic acceptable deals and it doesn’t involve in alcohol, pork, gambling and other form of businesses that are against in their beliefs. The only acceptable form of investment is the ethical investing and moral purchasing is encouraged. Recently, there are numerous Islamic banks opened in the Muslim world but they still have a very small share of the global banking system. Concepts in Islamic debt banking *Wadiah (Safekeeping) The bank is entrusted as a keeper and trustee of funds. An individual deposits fund in the bank and the bank will guarantee and assure refund of the entire amount of the deposit, or any amount of outstanding balance whenever the depositor demands or withdraws it. The depositor may be rewarded with ‘hibah’ also called as gift as a way of showing gratitude for the use of funds by the bank. The bank compensates depositors for the time-value of their money; an example of this is the interest but refers it as a â€Å"gift†. *Mudharabah (Profit Loss sharing) It is an agreement or arrangement between an entrepreneur and a capital provider which the entrepreneur can use funds for his/her business activity. The capital provider and the entrepreneur will share the profits according to an agreed ratio but if ever there are losses, only the capital provider will bear them. The profit-sharing continues until the loan is repaid. The bank will be compensated for the time value of its money through the form of floating interest rate which is pegged to the debtor’s profits. * Musharakah (Joint Venture) This kind of approach is usually applied for joint ventures and business partnerships. They share same profits according to their agreed ratio and divide incurred losses based on the equity participation ratio. This concept is different from fixed-income investing. *Murabahah (Cost Plus) This concept is referring to the sale of goods at a price, which include a profit margin agreed to by both parties. At the time of sale agreement, the purchase and selling price, the profit margin and other costs must be clearly stated. The bank will be compensated for the time value of its money in the form of the profit money. It is a fixed-income loan for the purchase of a real asset such as real estate or a vehicle having a fixed rate of interest. The bank cannot have an additional interest on late payments. The asset remains in the ownership of the bank unless it is fully paid. This kind of concept is also similar to â€Å"rent-to-own† arrangements for furniture or appliances that are very common in North American stores. * Bai’ Bithaman Ajil (Deferred Payment Sale) This concept is almost the same with Murabahah but the debtor in this concept makes only a single installment and will pay on the maturity date of the loan. It also refers to the sale of goods on a deferred payment basis at a price including the profit margin agreed to by both parties. *Wakalah (Agency) The concept happens when an individual appoints a representative to do the transactions on his/her behalf which is just similar to a power of attorney. *Qardhul Hassan (Benevolent Loan) Of all form of loans mentioned, only Qardhul Hassan has an excellent effect to the debtors because in this loan, the debtor is only required to repay the principal amount lent. However, the debtor may pay an extra amount (any amount that is in his heart) beyond the principal amount of the loan as a way of gratitude to the creditor. But this transaction is a true interest-free loan because there are debtors who do not give an extra amount to the creditor. For some Muslims, they consider this loan as the only type of loan that does not go against with the prohibition on riba which is a type of a loan that does not compensate the creditor for the value of money. *Ijarah Thumma Al Bai’ (Hire Purchase) In this concept of loan, there are two contracts involved. Ijarah contract is into leasing/renting and the other contract is called Bai’ contact which means to purchase. These two contracts are undertaken one after the other. An example of this is in a car financing facility. A customer enters in an Ijarah contract where he/she leases the car from the owner which is the bank at an agreed amount over a particular period of time. When his contract in Ijarah expires, the Bai’ contract comes into effect which enables the customer to purchase and own the car at an agreed price. With this, the bank sells the car to the customer at an above market-price profit in return for agreeing to receive the payment over a period of time. The profit margin is equal to the interest earned at fixed rate of return. * Bai’ al-Inah (Sell and Buy back Agreement) In Bai’ al-Inah, the financier sells product to the customer on a long-term payment basis and then the financier immediately repurchased the product for cash with a discount. This agreement permits the bank to assume the ownership over the product or asset in order to protect default without charging interest in late payments or insolvency. *Hibah (Gift) The debtor in this concept voluntarily gives a hibah (gift) as a token given to the creditor in return for a loan. This concept is practice when Islamic banks voluntarily pay their customers interest on their savings account balances. * Takaful (Islamic Insurance) This concept is not new for it had been practiced by the Muhajrin of Mecca and the Ansar of Medina following the hijra of the Prophet over 1400 years ago. Takaful is also an alternative form of cover which a Muslim can avail himself the risk of loss due to misfortunes. Nowadays, in the modern business world, one way to minimize the risk of loss due to unavoidable circumstances is through insurances. The idea behind insurance is the sharing of risk. This concept of insurance does not go against in Shariah concept where resources are accumulated to help those who are in need.

Thursday, August 1, 2019

Benefits of High School Sports Essay

Bissinger’s essay focuses on the negative aspects of high schools sports, arguing that the worst aspects of professional and college sports have contaminated competition at the high school level. Write an essay in which you present the beneficial effects of high school sports on athletes, families, and communities, For example, you might discuss how playing on a team sport teaches students about working with others on a school assignment, a family project, or a community event. Tamesha Davis,  Being one of the top ranked athletes in Port Arthur Texas, experiencing great competition from other schools and students, setting an example as a leader and participating in a school activity kept me as a young student focused on school and being a part of a team. I felt that I had a dedication to my teammates, my coaches, my teachers, and friends. Having someone look up to you and want to follow in your footsteps is a great feeling. Becoming a part of the community as a leader in a sports like Track and Field, Football, Basket Ball, Tennis, Volleyball, Cheerleading, Debate Clubs, teaches you to work and get along with others on school assignments , family projects, and be apart of many community events. There are a lot of schools sports that bring parents closer to their children. I’ve seen a lot of parents come out and support their kids at these events. I am one who had a parent that didn’t get to come to my events, But their was other parents there to cheer me on and keep me motivated to keep the faith with the team. Having these parents there made a big difference in a lot of us, especially during school they helped us do our homework, our grades were passing, they made sure we were in class. The parents participated in school fundraisers, PTA meetings for our best interest. The carpools were a big support factor, my teammates parents made sure that all kids made it to practice and back home. High School sports is the start of a career where you get recognized and get the skills that you need to get into college. Scouts come out just to see who the best of the best. That’s where students get to show off their  talent. Getting a scholarship to a good college academically or through a sport is an achievement. Doing volunteer work in the community during high school looks good on a college resume. As a student in high school I had all of this support to succeed. I attend family oriented programs, to help me if I was having any problems or issues during school or at home. Community events was something that I attended all the time, getting together and gathering with teachers, friends, family, and other students to cheer on the players, basketball teams kept a lot of the students at our school occupied. They were not out in the community getting in trouble, getting arrested, causing mishaps. The students at our school were more focused on the â€Å"Battle of the Bands† at the football games. Back to school expos, were also great for the younger kids, that are just entering high school. It gave them a sense of being welcome, and not afraid to participate in the school activities. Being in a high school sport benefited me throughout my journey through school.